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Workers’ Compensation 勞工保險

Insurance covers workers against a job-related accident or disease. This statutory insurance pays for medical bills, disability income benefits, and death benefits to dependents of an employee whose death is job related. Rates are based on payroll, and depend heavily on your industry. For example, rates for clerical payroll are nominal, while a roofing company will be charged much more. If your work force is expanding, you should update your workers’ comp coverage as you go along to avoid being hit with an audited additional charge at the end of the year.

劳工补偿保险承负工人在职时的事故或疾病。這項法定保險支付雇员的醫療費用,傷殘收入与福利津貼和僱員因公死亡时的家屬撫卹金。保险费率是根據薪資来计算的,在很大程度上取決於你的行業,例如辦事員的保险费率要比修盖屋顶公司的费率低的多。每家公司都需要不断地调整劳工补偿保险额,特别是在擴大雇员名额的情况下,以避免年终时由于险费审定所造成額外的支出。

Sky Vision Insurance/Li David, CA License Number 0G00707/0F58914, does not provide tax legal or investment advice. You should consult with and rely on your own qualified advisor. Sky Vision Insurance/Li David are licensed to do business in California.